New Housing Development

Looking to build? The Black Hills are the perfect place for realizing the floor plan of your dream home, and Hill City is home to two new housing developments that highlight a number of attractive features. Lots are either currently available or soon-to-become available in both listed developments.

Sunset Creek

55 Acre Development
Located in Hill City

  • Phase 1 of Development
  • Contains 53 lots
  • Average per lot density: 0.5 acre
  • Constitutes approximately half of the overall development
  • 75% Sold Out and 25% Built Out with homes
  • Phase 2 of Development
  • Opening of 3 new blocks
  • Constitutes ¼ of overall development
  • Lots range from $39K - $70K, depending on size and view

*You can bring your own builder.

The Sunset Creek development features City water, City sewer, and paved roads. High-speed internet access and cable TV services are available. The Mickelson Trail runs through the development, and other major natural features of Sunset Creek include Newton Creek, Minor Lake nesting pond, and shared borders with the Black Hills National Forest.

EMAIL for more information

Harney Mountain Estates

200+ Acre Development
Located in Hill City

  • 20 Lots
  • Acreage between 10 and 15 acres per lot
  • 17 lots left in 3 different blocks (block three just came on line late in 2012)
  • Pricing for these lots start at $139K

Harney Mountain Estates enjoys incredible views of the Harney Range, including Harney Peak and Elk Horn Mountains. Paved roads right off the Old Hill City Road provide easy access from town. This development features large lots that border the Forest Service in many locations.

EMAIL for more information

Special Housing Programs

Housing programs assist families and individuals.  Types of programs offered include:


Single Family Housing Direct Loans (502)

Helps eligible rural families achieve the dream of homeownership through low interest mortgage loans originated and serviced by Rural Development.


Single Family Housing Guaranteed Loans (502 Guaranteed)

Works with private lenders to help eligible families buy, build and finance homes with loans up to 100% of market value.


Repair Loans and Grants (SFH 504)

Assists eligible homeowners in making needed health or safety repairs and to improve accessibility.  Grants are designated for elderly homeowners.


Rural Rental Housing Guaranteed (GRRH 538)

Creates financing incentives for lenders to develop or repair rental housing.

Building for Retirement

Retirement Housing and/or Secondary Homes

We’re not all snow birds. For retirees wanting to escape the heat of the South, Hill City has lately become the address to a number of new construction "secondary homes.”

Why has the Central Hills become a prime retirement housing/secondary home option for the 65+ age group? Hill City is proactive dealing with population trends that show an increasing “Baby Boomer” population. Our community is retirement ready and retirement friendly for lose looking to settle in the quiet beauty of a small, Black Hills mountain town.